Arch Lending

US lender of dollars or USDC against bitcoin, ether, solana and XRP, with the collateral held by the custodian Anchorage Digital.

They hold the keys
Visit Arch Lending → All crypto lending

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The listing at a glance

  • They hold the keysCoins you leave with Arch Lending are held by Arch Lending, not by you.
  • archlending.comThe address our listing links to.
  • No commercial linkWe earn nothing if you sign up.
  • Updated 13 Oct 2026The last time we edited this listing.

What Arch Lending is

Arch Lending offers crypto-backed loans, allowing customers to deposit Bitcoin, Ethereum, Solana, XRP and other supported assets as collateral in exchange for USD or USDC funding. Loans start at 7.25% APR and use tiered loan-to-value safeguards, including notifications and margin calls before any partial liquidation. Collateral can be added, released, or used to upsize a loan as its value changes, and interest accrues until maturity with no prepayment penalties.

Collateral is held by Anchorage Digital, a federally chartered digital asset bank, under segregated custody with no rehypothecation, and is covered by $100M Lloyd's of London insurance. Loan services are provided to U.S. borrowers by ChainFi, Inc., doing business as Arch Lending, which holds NMLS #2637200. Availability varies by jurisdiction and loans are not currently offered to residents or businesses in several U.S. states.

Before you go

Make sure it is really Arch Lending

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  1. 1
    Go from here, or type itarchlending.com is the address in our listing. Bookmark it rather than following an ad or a message.
  2. 2
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  3. 3
    Never share your recovery phraseNo real company asks for it: not support, not an update, not a “verification”.

This listing is our own opinion. We are not affiliated with Arch Lending beyond any commercial relationship disclosed above, we never take custody of your assets, and nothing here is financial advice. Verify anything that matters against the company's own site before acting on it.