Figure

US lender, best known for home equity lines of credit, that also lends dollars against bitcoin, ether and solana.

They hold the keys
Visit Figure → All crypto lending

Opens figure.com in a new tab.

The listing at a glance

  • They hold the keysCoins you leave with Figure are held by Figure, not by you.
  • figure.comThe address our listing links to.
  • No commercial linkWe earn nothing if you sign up.
  • Updated 20 Oct 2026The last time we edited this listing.

What Figure is

Figure operates an online lending platform that uses blockchain technology to offer home equity lines of credit, cash-out refinancing, DSCR loans for real estate investors, and crypto-backed loans against assets such as BTC, ETH, and SOL. Approvals are processed digitally, with the company stating decisions in minutes and funding in as few as five days for some products.

Through its Figure Markets arm, the company also lets customers lend cash or crypto to earn yield tied to real-world assets or margin trading activity. Crypto-backed loans use the customer's digital assets as collateral held against the loan, with a stated 12-month interest-only term and fixed loan-to-value terms.

Before you go

Make sure it is really Figure

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This listing is our own opinion. We are not affiliated with Figure beyond any commercial relationship disclosed above, we never take custody of your assets, and nothing here is financial advice. Verify anything that matters against the company's own site before acting on it.