Huma Finance HUMA
Rank #730 by market cap
Last 7 days
CM Profile: Huma Finance
Cryptominium Profile. What we have established, measured and written about HUMA, and what we have not.
- Measured
- Its price, recorded by us every day since 27 August 2026.
- Written, with sources
Read from our own records when this page was made. It describes what we know, and is not a view on whether to hold HUMA. How each part is worked out
What changed
Week to 5 November- Price down 49.2% since 29 October.
From our own measurements only, each against the month before. We do not say why a price moves. How this is worked out · Every coin this week
What Huma Finance is
Huma Finance describes itself as a PayFi network — a system for financing global payments with on-chain liquidity. According to its own materials, it is built to let payment institutions settle around the clock using stablecoins rather than waiting on traditional settlement rails.
The mechanism, as described, routes payment settlement through on-chain liquidity: a payment institution draws on pooled stablecoins to settle obligations immediately, rather than waiting for the multi-day clearing typical of cross-border transfers, card networks, or trade finance. The source names several use cases this is meant to serve — cross-border payments, credit card settlement, trade finance, and financing for DePiN (decentralized physical infrastructure) projects — framing Huma as infrastructure that sits underneath these payment flows rather than a consumer-facing product itself.
What this amounts to, beyond the description, is not independently detailed here: the source does not say who provides the liquidity, what backs it, how yield or risk is distributed among liquidity providers, or what happens if a payment institution defaults on a settled advance. There is no information on token utility — whether HUMA is used for governance, fee capture, collateral, or something else — nor any account of who built the project or when it launched. It is tracked by CoinGecko under DeFi, payment solutions, and ecosystem tags for BNB Chain and Solana, and is deployed on both chains, which confirms where it operates but says nothing about transaction volume, the scale of liquidity it has actually settled, or how it performs under stress. Anyone evaluating it should treat "instant settlement" and "24/7 liquidity" as design goals stated by the project, not as measured outcomes.
Where HUMA lives
On Solana, a mint authority can create more of the token and a freeze authority can freeze it in a holder's account; both are read from the token itself, every day. On Ethereum, Base and BNB Chain, GoPlus's analysis of each contract is read weekly: whether it has a function to block addresses or pause transfers, and whether an owner holds it. That is GoPlus's reading, not ours. Where a token exists on several chains, one copy's settings say nothing about the original coin.
Always verify a contract address against the project's own site before sending anything. Addresses are shown as published by CoinGecko, not as an endorsement — and identical-looking tokens on other chains are the most common way people lose money here.
Price change
Huma Finance data synced 3m ago from CoinGecko. Figures shown in USD. This page is market information, not financial advice — and nothing here is a recommendation to buy or sell HUMA.