Stellar XLM
Rank #20 by market cap
Last 7 days
▼10.80%What Stellar is
Stellar is a payment network launched in 2014 by Jed McCaleb, who had earlier co-founded Ripple. It targets cross-border transfers and financial access in places where banking infrastructure is thin, with transactions settling in seconds for a negligible fee.
The network works through anchors — regulated institutions that accept local currency and issue a matching token on Stellar, which can then move anywhere on the network and be redeemed for local currency at the other end. XLM, the native asset, pays small fees and can act as a bridge between currency pairs.
Two things to weigh. The Stellar Development Foundation, a non-profit, was allocated a large share of supply and remains highly influential over the network's direction, which is a different governance model from a genuinely diffuse protocol. And real-world usage, while real, is concentrated in specific corridors and partnerships rather than broad — the network's capability has consistently run ahead of its adoption.
Where XLM lives
Always verify a contract address against the project's own site before sending anything. Addresses are shown as published by the data source, not as an endorsement — and identical-looking tokens on other chains are the most common way people lose money here.
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Stellar data synced 6m ago from CoinGecko. Figures shown in USD. This page is market information, not financial advice — and nothing here is a recommendation to buy or sell XLM.